Imagine this: You have been in an accident and suffered injuries - whether it happened in a store, at your place of employment, or on a road or highway - and you know it was not your fault. Your injuries were caused by someone else’s actions or inactions. Now, not only are you out of work due to your injuries but you are also racking up medical expenses and your regular bills are piling up, as well.
You do the right thing. You file an insurance claim, submit all the paperwork, and wait on an answer. The response you get, if you get one at all, is anything else but good. Your claim has been denied. Now what do you do? The answer to this question is simple: Contact a Las Vegas personal injury attorney for help.
When to Contact a Personal Injury Attorney
In addition to the above situation, below are two other scenarios in which you should reach out for legal help right away.
No Help From the Insurance Company
After you have been involved in a Las Vegas car accident and have suffered injuries, you expect that the insurance companies for the parties involved will sort out the details and pay for the damages and medical expenses incurred. After all, is that not why Nevada law mandates that every driver has auto insurance before going out on the road? The same logic is true if you are hurt on the job. Nevada’s workers’ compensation scheme is put into place so that injured workers can receive compensation for work-related injuries, regardless of who is to blame for the accident.
Unfortunately, insurance companies are not in the business of paying out very single claim. Instead, they are in the business of making profits for their shareholders. If you are getting the run-around or the insurance company is dragging its feet, it is time to contact an attorney who can take over your case.
The Settlement Offer is Low
Perhaps the insurance company is not ignoring you and did pay out your claim. Now, you are working on negotiating a settlement offer so you both can go your separate ways. If an insurance company has offered you an amount of money to settle your claim, the offer should at a minimum cover your damages. This may include existing medical bills, the cost of replacement or repair of damaged property, and recovery of any lost income or other damage suffered. Unfortunately, the settlements offered typically do not cover all of this. If you have received a settlement offer from the insurance company that is anything but fair and reasonable, it is time to contact a personal injury attorney to help get the compensation you deserve.
Our Attorneys can Help
Every personal injury accident is as unique as the parties involved. While some insurance companies do the right thing and take responsibility by reasonably compensating the injured party, others do not. In fact, many insurance companies will fight hard to limit what they pay or try to avoid paying altogether. Do not try to do this on your own. Contact the skilled Las Vegas personal injury attorneys at Parry & Pfau today to schedule your initial case evaluation.
(image courtesy of Marten Bjork)